• Fidelity Guarantee Insurance

  • Our Providers

    Meet some of our esteemed providers.

  • For any business operating in the UAE, managing internal risk is as crucial as managing external competition. Addison Bradley Emirates’ Fidelity Guarantee Insurance is your critical defence, protecting your company’s financial stability against losses that could unfortunately arise from fraudulent or dishonest acts committed by employees.

    This policy provides essential cover for direct financial losses arising from employee theft, embezzlement, forgery, or fraud. It safeguards your money, securities, and property, ensuring that the dishonest actions of one individual do not jeopardise the future of your entire enterprise.

  • WHY CHOOSE

    ADDISON BRADLEY?

    Why Choose Addison Bradley Emirates for Your Fidelity Guarantee Insurance?

    Choosing the right insurance partner in the UAE means selecting a team that understands the unique local risks and regulatory landscape. At Addison Bradley Emirates, we offer more than just a policy; we provide a partnership dedicated to protecting your business.

  • Why does your business need Fidelity Guarantee Insurance?

    While any company with employees can fall victim to internal fraud, this coverage is particularly vital for key sectors of the UAE economy:

    • Financial Institutions: Banks, insurance companies, and exchange houses regulated by the Central Bank of the UAE.
    • Real Estate & Construction: Companies handling large project funds, client deposits, and high-value transactions.
    • Retail & Wholesale Trading: Businesses managing significant cash flow and high-value inventory such as electronics, luxury goods, or precious metals.
    • Professional Services: Law firms, audit firms, and consultants who manage client accounts and sensitive financial data.
    • Logistics & Hospitality: Companies with complex payroll systems and employees handling payments and valuable assets.
    • Free Zone Companies: Businesses operating within jurisdictions like DIFC, ADGM, JAFZA, or DMCC, where robust governance is paramount.
  • TRUSTED CHOICE

    CLIENT TESTIMONIALS: WHAT OUR CUSTOMERS SAY

    See why individuals, landlords, and business owners across the UAE trust Addison Bradley to protect what matters most. From general insurance to specialised solutions, our clients' experiences highlight our commitment to seamless service and tailored insurance solutions.

  • Fidelity Guarantee Insurance

    Frequently Asked Questions

  • Fidelity Guarantee Insurance

    Fidelity Guarantee Insurance covers your own company’s direct financial losses caused by the dishonesty of your employees. Professional Indemnity Insurance, on the other hand, protects your business against claims from third parties (like clients) who have suffered a financial loss due to your professional negligence, errors, or omissions.

    While it is not federally mandated for all companies, it is a best-practice policy for any well-governed company.

    Insurers assess your risk profile based on several factors:

    • Limit of Indemnity: The maximum amount you wish to be covered for.
    • Number and Roles of Employees: The number of staff covered and their level of access to funds.
    • Nature of Business: The industry you operate in and its inherent risks.
    • Internal Controls: This is a key factor. Strong internal controls, such as dual signatories, regular internal audits, mandatory leave policies, and thorough background checks, can significantly reduce your premium.
  • CONTACT US

    We're here to assist you with any questions, enquiries, or concerns you may have.

    Our team is committed to providing prompt and personalised support to address your needs.

  • Customer Support

    Our dedicated customer support team is available to help you with any enquiries. You can reach them at +971 2 639 7711 during our business hours.

  • Email

    You can send us an email at info@abradley.ae.

    We monitor our inbox regularly and will respond promptly.