• Home and Property Insurance

  • Our Providers

    Meet some of our esteemed providers.

  • At Addison Bradley Emirates, we provide a wide range of specialist Home & Property Insurance solutions tailored to your unique property type and circumstances in Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain and across the Emirates. Whether you are a homeowner, landlord, or tenant, we have you covered.

    We make it simple to protect your residential property against risks such as fire, theft, water damage, storms, and other unforeseen events, ensuring your most valuable assets are secure.

  • ABOUT HOME & PROPERTY INSURANCE

    What is Home & Property Insurance?

    In the UAE’s dynamic real estate market, Home & Property Insurance is an essential policy designed to provide financial protection to property owners. Insurance typically covers a range of risks associated with owning or renting a property in the Emirates. These include damage to the property’s structure (the building) and its contents from perils such as fire or water damage, liability for any injuries to visitors, and loss of rental income for landlords. 

    The UAE’s diverse property landscape, from high-rise apartments in Dubai to luxury villas in Abu Dhabi, means that a one-size-fits-all approach isn’t enough. This is why we provide tailored insurance solutions, specifically designed to address the unique risks and requirements of each property type and owner.

  • WHY CHOOSE

    ADDISON BRADLEY?

    Why Choose Addison Bradley Emirates for Your Home & Property Insurance?

    Navigating the property insurance market can be complex. That’s why our dedicated team is here to support you at every step. We are committed to securing the best offers on both price and coverage from our extensive network of leading insurance partners in the UAE.

    Our strong relationships with the UAE’s major insurers give us the ability to provide premier solutions that balance comprehensive coverage with competitive pricing, ensuring your valuable assets are properly protected.

  • BENEFITS OF HOME & PROPERTY INSURANCE

    What are the Benefits of Home & Property Insurance

    Home & Property Insurance is a necessity, regardless if you’re a homeowner, if you are renting a flat or own a portfolio with multiple buildings. Insuring your property will help protect against theft, and damages from unexpected events that could disrupt your peace of mind.

    1. Provides financial protection for your property and contents against risks. 
    2. Delivers peace of mind through a strong sense of security. 
    3. Offers financial compensation for any loss or damage. 
    4. Covers liability resulting from incidents on your property.

  • PROTECT YOUR INVESTMENTS

    Understanding the Types of Home & Property Insurance

    With so many types of insurance policies, it can be difficult to understand the correct policy to suit your needs. That’s why at Addison Bradley Emirates we create and deliver client-tailored insurance solutions that fit your every requirement. We’re industry-leading experts in property insurance and have been providing financial protection for property owners for over 30 years.

    Home Insurance

    Home Insurance, also referred to as building insurance, protects your house or flat by covering  the cost of rebuilding or repairing if it is damaged or destroyed. Whether the damage is caused by natural disasters such as floods, storms, or fires or by incidents such as burst pipes, you can rest assured that your property is safeguarded against these types of risks.

    Building and Contents Insurance

    While a home insurance policy covers damages to your building structure, a separate coverage is needed to protect your personal belongings. Building and Contents Insurance will cover damages to the building structure, as well as all personal belongings such as jewellery, electrical equipment, kitchen appliances, computing equipment and more.  

    While separate home and contents insurance is possible, a combined policy usually provides full protection in one convenient and more affordable package. 

    Landlord Insurance

    Landlord Insurance is designed for property owners in the UAE, covering risks that standard building insurance does not. If you own a property and are letting or leasing it, this insurance protects your building and contents against theft, natural disasters, and other unforeseen events. You can also opt for additional cover, including loss of rent, accidental damage, landlord emergencies, and legal expenses for contract disputes, tax, or VAT investigations. 

  • GET IN TOUCH

    Do I Need Home & Property Insurance

    While Home & Property Insurance is not a general legal requirement across the UAE, it is highly recommended that you have an insurance policy in place to protect you if damage or theft occurs. For most people, their property is their most valuable asset, and the cost of repairs following a fire, flood, or other unforeseen events can be unaffordable without insurance. 

    Building and contents insurance policies also provide compensation for any personal belongings if they are damaged in an unexpected event.

  • TRUSTED CHOICE

    CLIENT TESTIMONIALS: WHAT OUR CUSTOMERS SAY

    See why individuals, landlords, and business owners across the UAE trust Addison Bradley to protect what matters most. From general insurance to specialised solutions, our clients' experiences highlight our commitment to seamless service and tailored insurance solutions.

Thanks a lot Addison Bradley team for selecting the most suitable plan for my individual insurance requirements.

Mr. Marek

Professional, transparent, and fast! Our group medical insurance was processed in record time, and all updates were communicated promptly. Highly recommend their services.

Marine gate Services

We are truly impressed with the swift endorsement process for our group medical policy. The team handled everything smoothly and ensured all our employees were covered without delay. Excellent service.

Normalene Pana

  • Home and Property Insurance

    Frequently Asked Questions

  • Home and Property Insurance

    While having Home & Property Insurance isn’t a legal requirement, it’s strongly advised you have a policy in place. For most people, their home is their largest asset, so property insurance provides protection against the unexpected. Most mortgage providers will also make it a requirement that having an insurance policy in place is a part of their lending conditions and agreement.

    Building insurance will cover the cost of rebuilding or repairing your villa or apartment if an incident like a fire, storm, or major leak occurs. It will cover things like the building structure, roof, walls, doors, fitted bathrooms and kitchens. Building insurance doesn’t cover possessions such as appliances, electrical equipment, computing equipment and furniture, you will need content insurance for this.

    The cost of Home & Property Insurance depends on several factors including the property’s value, location (e.g., Dubai Marina vs. a suburban community), size, age, and construction materials. Your claims history and the presence of security systems, which can reduce premiums by protecting against theft, are also important considerations.

    At Addison Bradley Emirates, we guide our clients through every step of their insurance journey. We begin by assessing your unique needs to identify the best combination of value and comprehensive cover available in the UAE, ensuring you get a policy that is perfectly suited for you.

    The cost depends on several factors, including the property’s rebuild cost, year of build, construction materials, location, and any security systems in place, among others.

    Building insurance typically covers the cost of rebuilding or repairing your home for loss or damage caused by:

    • Theft, attempted theft, and vandalism.
    • Fire, storms, explosions, and other natural events.
    • Water damage from burst pipes or leaking appliances.
    • Impact damage from vehicle collisions.
    • Damage from fallen trees or lampposts.

    Our process begins with a detailed consultation to understand your unique requirements, as we believe every client is different. We ensure complete clarity at every step. Once your needs are identified, our team of experts excels at sourcing the most suitable and competitive cover from the UAE insurance market to provide you with total peace of mind.

  • CONTACT US

    We're here to assist you with any questions, enquiries, or concerns you may have.

    Our team is committed to providing prompt and personalised support to address your needs.

  • Customer Support

    Our dedicated customer support team is available to help you with any enquiries. You can reach them at +971 2 639 7711 during our business hours.

  • Email

    You can send us an email at info@abradley.ae.

    We monitor our inbox regularly and will respond promptly.